How trucking accident claims work
Calling an attorney may not be the first thing that comes to mind if you’re seriously injured in a trucking accident. However, it’s one of the smartest initial steps you can take to secure your rights to fair compensation.
An Albuquerque personal injury lawyer with a proven track record of helping truck accident victims serves as a strong ally. They can advise you on the most important steps to take to pursue your claim while protecting you from insurance carriers for the at-fault party that are only interested in settling quickly and cheaply.
Other recommended steps for filing a personal injury claim in a trucking accident include:
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Seek immediate medical attention:
Receiving prompt medical care ensures your injuries are not only treated properly, but also documented for use in a personal injury claim if necessary.
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Report the accident:
Filing an official police report provides critical evidence for negotiating a settlement with at-fault parties or pursuing fair compensation for your injuries in court.
With my Mothers accident but did refer us to Camron Bush. One of the best lawyers I have worked with. Not only did he help us with the accident but was always able to get a hold of and always kept in touch. Walked us through all the steps with no problem what so ever. Me and my Family will highly recommend Camron Bush. Best experience me and my Family have ever had with a law firm. Thank you all from the bottom of our hearts.
Types of compensation you can seek for your injuries
No two Albuquerque trucking accidents are the same. The extent of your injuries and the impact it has on your emotional, financial, and physical well-being should guide the types of compensation you seek.
In New Mexico, victims can seek one of several types of reparation.
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Disability and impairment:
Sometimes the injuries caused by truck accidents cause long-term or permanent disabilities and other impairments. The amount of compensation you seek depends on how significantly your injuries impact your quality of life.
Courts measure the impact through various methods, including reviewing your medical records and relying on expert testimony.
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Lost wages:
Significant injuries can result in lost wages during your recovery. This wage loss can be temporary or permanent, depending on how seriously you were hurt in the accident.
In cases where the accident has left you permanently disabled and incapable of returning to your regular job duties, lost wages weigh considerably on a settlement or court ruling for damages.
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Medical and rehabilitation expenses :
Besides the initial treatment for your injuries immediately after the accident, you may require ongoing physical therapy and other medical care to fully recover. In instances where you have a permanent disability from the accident, any rehabilitation or medical equipment costs factor into total damages.
Your Albuquerque personal injury attorney can advise you on which expenses can be recovered as part of your personal injury claim.
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Property damage:
Property damage in Albuquerque trucking accidents is often significant and can include more than your vehicle. Any items inside your automobile during the accident that were broken or otherwise rendered unusable are eligible for recovery in a personal injury claim.
As an exclusive for our clients, Bush Injury Law handles personal property damage claims, guiding you through the entire insurance process at no extra charge.
Our team considers several factors when preparing a property damage claim:
- Diminished value covers the loss in market value your truck experiences after repairs from an accident. Reselling or trading in your repaired truck results in less value because of the previous damage, even though it was repaired. We go after that lost value.
- Loss of use costs are appropriate if your vehicle is damaged and unusable for any period. The compensation we seek extends beyond the reimbursement for a rental vehicle.
- Repair costs are not always fully covered by an insurance company, leaving you responsible for the balance. We include any discrepancies between repairs costs and insurance reimbursement in the damages we seek for our clients.
- Total loss value describes the process of insurance companies paying the current market value for your truck if it’s a total loss after an accident. The problem with this reimbursement method is it’s not always enough to cover the cost of a replacement vehicle. When insurance companies shortchange you, we can file an accident property damage claim against the at-fault party.